Bank Central Asia

PT Bank Central Asia Tbk (BCA) is Indonesia’s largest lender by market value and the second largest bank by assets. The bank has experienced a remarkable recovery from the Asian Financial Crisis in the late 1990s when the Indonesian banking system almost went bankrupt. In terms of market capitalization, BCA is one of the largest companies in Indonesia. It provides both commercial and personal banking services through its 1000-plus branches across the country.

BCA is partly controlled by the Djarum Group, one of Indonesia’s largest conglomerates, with its businesses ranging from cigarette manufacturing to property development and management.

Profile

Industry Sector Finance
Industry Sub Sector Banking
Established 10 August 1955
Listed 31 May 2000
Listed company code BBCA
Listed Shares 24,655,010,000
Dividend Yes
Major Shareholders (>5%) FarIndo Investments (Mauritius) Ltd (47.15%)
Key Subsidiaries BCA Finance
BCA Finance Limited
Bank BCA Syariah
Dinamika Usaha Jaya


Stock Quote Bank Central Asia - BBCA:

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Business Summary

BCA offers both individual and business products and services. Its individual products and services consist of savings accounts, electronic banking, credit cards, bank assurance, investment products, consumer credit products, remittance, collection and safe deposit facilities. Its business products and services consist of BCA trade, savings accounts, working capital loans, investment loans and bank guarantees for small and medium- sized enterprises, as well as for corporate customers.


Bank Central Asia's Operational Highlights:

     2008    2009    2010    2011    2012    2013    2014
Number of Accounts¹
  7,954   8,574   9,292  10,233  11,447  12,486  13,370
Number of Branches
    846     904     932     944   1,011   1,062   1,111
Number of ATMs     6,611   7,459   8,578  12,026  14,048  16,694
Number of Credit
Cards
    2,004   2,162   2,062   2,357   2,458   2,583

¹ in thousands
Source: Bank Central Asia, Annual Report 2014


Bank Central Asia's Financial Highlights:

     2008    2009    2010    2011    2012    2013    2014
Net Income   5,776   6,807   8,479  10,820  11,721  14,254  16,486
Net Interest Income  14,009  13,921  18,054  21,238  26,425  32,027
Profit Before Tax   7,720   8,945  10,653  13,619  14,686  17,816  20,741
Operating Income  16,219  19,346  20,282  24,049  27,614  34,372  41,051
Total Assets
245,570 282,392 324,419 381,908 442,994 496,305 552,424
Total Liabilities 254,536 290,311 339,881 391,096 432,338 474,503
Earnings per share¹    236    279    348    444    480    579    669
Third Party Funds 209,529 245,140 277,531 323,428 370,274 409,486 447,906
Non Performing Loan
Ratio²
  0.6%   0.7%   0.6%   0.5%   0.4%   0.4%   0.6%
Capital Adequacy Ratio
(CAR)
 15.8%  15.3%  13.5%  12.7%  14.2%  15.7%  16.9%
Loan to Deposit Ratio
(LDR)
 50.3%  55.2%  61.7%  68.6%  75.4%  76.8%
Dividend per Share¹  100.0  110.0  112.5  113.5  114,5  120,0
P/E Ratio (x)    13.8    17.4    18.4    18.0    19.0    16.6    19.6
P/BV (x)     4.6     4.6     4.3     3.7     4.2

in billion IDR rupiah, except otherwise indicated
¹ in IDR rupiah
² gross
Source: Bank Central Asia, Annual Report 2014


Future Projection of Bank Central Asia's Financial Highlights:

      2012     2013     2014    2015F
Net Profit   11,721   14,254   16,486   16,769
Profit Before Tax   14,686   17,816   20,741   20,966
Earnings per share¹      480      579      669      682
P/E Ratio (x)     19.0     16.6     19.6     15.4

in billion IDR rupiah, except otherwise indicated
¹ in IDR rupiah
Source: Maybank Kim Eng Securities

Contact Details

Menara BCA 20th Floor, Grand Indonesia
Jalan M.H. Thamrin No. 1
Jakarta - 10310
Phone: +62 21 2358 8000
Fax: +62 21 2358 8300
www.klikbca.com

Location