There currently are some major concerns over an international banking crisis after three American banks collapsed in March 2023 (Silicon Valley Bank, Signature Bank, and Silvergate Bank; all catering largely to the tech sector), while it necessitated an acquisition by rival UBS to prevent Switzerland-based global investment bank Credit Suisse from collapsing. This brings back the haunting memories of the 2008 financial crisis.

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In line with expectations, the central bank of Indonesia (Bank Indonesia) kept its benchmark interest rate (BI 7-Day Reverse Repo Rate) at 5.75 percent after the two-day policy meeting on 15-16 February 2023. It also kept its deposit facility and the lending facility at 5.00 percent and 6.50 percent, respectively.

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It is interesting to take a quick look at Indonesia’s national healthcare program (in Indonesian: Jaminan Kesehatan Nasional, JKN) that is managed by the government’s Social Security Agency (BPJS Kesehatan).

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Bitcoin has been around since early 2009. Its popularity has increased, and many other similar assets have been launched. You have likely heard of this new class of assets, and you are considering embracing it.

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