Profile

Industry Sector Finance
Industry Sub Sector Banking
Established 10 August 1955
Listed 31 May 2000
Listed company code BBCA
Listed Shares 24,655,010,000
Dividend Yes
Major Shareholders (>5%) Dwimuria Investama Andalan (54.94%)
Key Subsidiaries BCA Finance
BCA Finance Limited
Bank BCA Syariah
Dinamika Usaha Jaya

Stock Quote Bank Central Asia - BBCA:

Business Summary

BCA offers both individual and business products and services. Its individual products and services consist of savings accounts, electronic banking, credit cards, bank assurance, investment products, consumer credit products, remittance, collection and safe deposit facilities. Its business products and services consist of BCA trade, savings accounts, working capital loans, investment loans and bank guarantees for small and medium- sized enterprises, as well as for corporate customers.

Bank Central Asia's Operational Highlights:

    2015   2016   2017
Number of Accounts¹
14,129 15,583 17,048
Number of Branches
 1,182  1,211  1,235
Number of ATMs 17,081 17,207 17,658
Number of Credit Cards  2,748  2,983  3,296

 

    2010   2011   2012   2013   2014
Number of Accounts¹
 9,292 10,233 11,447 12,486 13,370
Number of Branches
   932    944  1,011  1,062  1,111
Number of ATMs  7,459  8,578 12,026 14,048 16,694
Number of Credit Cards  2,162  2,062  2,357  2,458  2,583

¹ in thousands
Source: Bank Central Asia, Annual Report 2017

Bank Central Asia's Financial Highlights:

    2015   2016   2017
Net Income  18,019  20,606  23,310
Net Interest Income  35,869  40,079  41,827
Profit Before Tax  22,657  25,839  29,159
Operating Income  47,876  53,779  56,982
Total Assets
594,373 676,739 750,320
Total Liabilities 504,748 564,024 618,918
Earnings per share¹    731    836    945
Third Party Funds 473,666 530,134 581,115
Non Performing Loan
Ratio²
  0.7%   1.3%   1.5%
Capital Adequacy Ratio
(CAR)
 18.7%  21.9%  23.1%
Loan to Deposit Ratio
(LDR)
 81.1%  77.1%  78.2%
Dividend per Share¹  160,0  200.0
Dividend Payout Ratio  21.9%  23.9%
P/E Ratio (x)    18.2    18.5   23.2
P/BV (x)     3.7     3.4    4.1

 

     2010    2011    2012    2013    2014
Net Income   8,479  10,820  11,721  14,254  16,486
Net Interest Income  13,921  18,054  21,238  26,425  32,027
Profit Before Tax  10,653  13,619  14,686  17,816  20,741
Operating Income  20,282  24,049  27,614  34,372  41,373
Total Assets
324,419 381,908 442,994 496,305 553,156
Total Liabilities 290,311 339,881 391,096 432,338 477,430
Earnings per share¹    348    444    480    579    669
Third Party Funds 277,531 323,428 370,274 409,486 447,906
Non Performing Loan
Ratio²
  0.6%   0.5%   0.4%   0.4%   0.6%
Capital Adequacy Ratio
(CAR)
 13.5%  12.7%  14.2%  15.7%  16.9%
Loan to Deposit Ratio
(LDR)
 55.2%  61.7%  68.6%  75.4%  76.8%
Dividend per Share¹  112.5  113.5  114,5  120,0  148,0
P/E Ratio (x)    18.4    18.0    19.0    16.6    19.6
P/BV (x)     4.6     4.6     4.3     3.7     4.2

in billion IDR rupiah, except otherwise indicated
¹ in IDR rupiah
² gross
Source: Bank Central Asia, Annual Report 2017


Projection Bank Central Asia's Future Corporate Earnings:

   2018  2019 2020F 2021F
Pre-provision operating profit (PPOP) 35,383 40,880 41,403 46,711
Net Profit 25,855 28,568 24,131 30,971
ROA (%)    3.3    3.3    2.5    3.0
ROE (%)   18.5   17.6   13.6   16.1

in billion IDR rupiah, except otherwise indicated
Source: Mirae Asset Sekuritas (20.06.2020)

Location

Contact Details

Menara BCA 20th Floor, Grand Indonesia
Jalan M.H. Thamrin No. 1
Jakarta - 10310
Phone: +62 21 2358 8000
Fax: +62 21 2358 8300
www.klikbca.com