Profile

Industry Sector Finance
Industry Sub Sector Banking
Established 2 October 1998
Listed 14 July 2003
Listed company code BMRI
Listed Shares 23,333,333,333
Dividend Yes
Major Shareholders (>5%) Government of Indonesia (60.00%)
Key Subsidiaries Bank Syariah Mandiri
AXA Mandiri Financial Services
Mandiri Sekuritas
Mandiri Tunas Finance
Bank Sinar Harapan Bali
Mandiri AXA General Insurance

Stock Quote Bank Mandiri - BMRI:

Business Summary

Bank Mandiri has six business segments:

Institutional
Corporate
Treasury
Commercial & Business
Consumer Finance
 Micro & Retail Banking

Bank Mandiri, through its subsidiaries, is active in a broad range of financial services. Bank Syariah Mandiri has achieved a dominant position in Indonesia's Islamic banking; Mandiri Sekuritas provides a full range of investment banking and asset management services, and is also a significant player in the government bond market; AXA Mandiri Financial Services provides bancassurance products through Bank Mandiri's retail branch network; Mandiri Tunas Finance is a nationally distributed multi-finance company specializing in vehicle loans; Bank Sinar Harapan Bali is a specialist micro-lender and Mandiri AXA General Insurance (MAGI) is engaged in non life insurance business.

Bank Mandiri has experienced a remarkable transformation between 2005 and the present. Around 2005, the bank posted weak financial results, for example a high Non-Performing Loan Ratio (NPL) of over 15 percent. However, through an extensive restructuring program it developed into one of Indonesia's largest companies (by market capitalization) and one of the country's leading financial institutions.

Bank Mandiri's Operational Highlights:

    2011   2012   2013   2014   2015   2016   2017
Number of Deposit
Accounts¹
11,992 13,700 14,000 15,700 16,900
Number of Branches
 1,537  1,810  2,050  2,312  2,457  2,599  2,631
Number of ATMs  8,996 10,985 11,514 15,444 17,388 17,461 17,766

¹ in thousands
Source: Bank Mandiri, Annual Report 2017

Bank Mandiri's Financial Highlights:

     2015     2016     2017
Net Interest Income  45,363   51,825   52,327
Net Profit  20,335   13,807   20,640
Operating Income  26,339   18,613   27,170
Total Assets
910,063 1,038,706 1,124,700
Total Liabilities 736,199  824,560  888,027
Third Party Funds 676,387  762,501  
Earnings per share¹  871,50   591,71   442,28
Non Performing Loan
Ratio²
   2.3%   3.96%   3.45%
Capital Adequacy Ratio
(CAR)
  18.6%    21.4%    21.6%
Loan to Deposit Ratio
(LDR)
  87.1%    85.9%    89.3%
Dividend per Share¹
(Gross)
 261,45  266,27

 

     2010    2011    2012    2013    2014
Net Interest Income  19,519  21,776  28,422  33,809  39,132
Net Profit   9,218  12,246  15,504  18,204  19,872
Total Assets
449,775 551,892 635,619 733,099 855,040
Total Liabilities 408,232 489,237 559,086 596,735 697,020
Third Party Funds 362,212 422,250 482,914 556,341 636,381
Earnings per share¹  439,38  529,33  664,46  780,16  851,66
Non Performing Loan
Ratio²
   2.4%    2.2%    1.7%    1.6%    1.7%
Capital Adequacy Ratio
(CAR)
  13.4%   15.3%   15.5%   14.9%   16.6%
Loan to Deposit Ratio
(LDR)
  65.4%   71.7%   77.7%   83.0%   82.0%
Dividend per Share¹
(Gross)
 120,60  104,97  199,33  234,04  212,91

in billion IDR rupiah, except otherwise stated
¹ in IDR rupiah
² gross
Source: Bank Mandiri, Annual Report 2017

Location

Contact Details

Plaza Mandiri
Jalan Jenderal Gatot Subroto Kav. 36-38,
Jakarta 12190
Phone: +62 21 526 5045
Fax: +62 21 527 4477
Email: sukoriyanto.saputro@bankmandiri.co.id
www.bankmandiri.co.id