Indonesia currently finds itself in a complex situation as global uncertainty regarding the ending of the Federal Reserve's monthly USD $85 billion bond-buying program, in combination with Indonesia's higher inflation and USD $9.8 billion current account deficit in Q2-2013, have resulted in a reversed investment flow, thus weakening the country's rupiah and stock market.

Financial Ratios Indonesia's Banking Sector:

      June 2012
    June 2013
CAR
      17.49%       18.08%
ROA
       3.16%        3.02%
BOPO
      74.68%       74.66%
NIM
       5.38%        5.43%
LDR       82.57%       86.80%
NPL gross        2.18%        1.88%

Source: Bank Indonesia

Bahas