Di bawah ada daftar dengan kolom dan profil perusahaan yang subyeknya berkaitan.

Berita Hari Ini NPL

  • OJK Urges Indonesia's Sharia Banks to Become More Selective

    OJK Urges Indonesia's Sharia Banks to Become More Selective

    Indonesia's Financial Services Authority (in Indonesian: Otoritas Jasa Keuangan, or OJK), the government agency that regulates and supervises Indonesia's financial services sector, urges the nation's sharia banks to become more selective in terms of disbursing credit in order to strengthen the quality of loans in Indonesia's Islamic finance industry.

    Lanjut baca ›

  • High Non-Performing Loan Ratio in Indonesia's Shophouse Credit

    High Non-Performing Loan Ratio in Indonesia's Shophouse Credit

    Data from Indonesia's Financial Services Authority (OJK) show that the non-performing loan (NPL) ratio in the banking sector has risen for the shophouse segment. Shophouses (in Indonesian: ruko, short for rumah toko) are very popular in Indonesia. Usually, the bottom floor is used for an office or shop (or small restaurant), while the higher floors can be used for storage or residence.

    Lanjut baca ›

  • Banking Sector Indonesia: NPL Ratio Improved in June 2017

    Banking Sector Indonesia: NPL Ratio Improved in June 2017

    The non-performing loan (NPL) ratio in Indonesia's banking sector improved slightly in June 2017. Mirza Adityaswara, Senior Deputy Governor at Indonesia's central bank (Bank Indonesia), said the gross NPL ratio was 2.97 percent in June, down from 3.09 percent in the preceding month. Despite the overall still relatively high NPL ratio in the banking sector, Adityaswara believes Indonesian banks still have room for credit expansion.

    Lanjut baca ›

  • Indonesia's GDP Growth Curtailed by High Non-Performing Loan Ratio

    Indonesia's GDP Growth Curtailed by High Non-Performing Loan Ratio

    Indonesian banks are expected to be cautious boosting credit disbursement in the next couple of quarters because the non-performing loan (NPL) ratio is currently high with the gross NPL ratio hovering above 3 percent since mid-2016, approximately the same level as it was in 2011 when Indonesia's five-year economic slowdown commenced. Although various external and internal matters were to blame for Indonesia's 2011-2015 economic slowdown, the high NPL ratio today can undermine economic acceleration as credit growth is curbed.

    Lanjut baca ›

  • Non Performing Loans (NPLs) May Rise in Indonesia's Banking Sector

    Non Performing Loans (NPLs) May Rise in Indonesia's Banking Sector

    Chances are big that the banking sector of Indonesia will see the non performing loan (NPL) ratio rise up to the range of 3.0 - 3.5 percent in 2017. Anton Gunawan, Chief Economist at state-controlled Bank Mandiri, says the rising NPL ratio is not so much caused by the lower quality of credit in Indonesia's banking system. The bigger problem is rising "special mention" loans, a loan grade that refers to assets that pose potential weaknesses that require close attention.

    Lanjut baca ›

  • Banking Sector Indonesia: NIM and Credit Quality Improve

    Banking Sector Indonesia: NIM and Credit Quality Improve

    The net interest margin (NIM) of Indonesian banks rose while the nation's credit growth slowed and economic growth remained 'bleakish'. In June 2016 the average NIM of Indonesian banks was recorded at 5.59 percent compared to 5.32 percent in the same month one year earlier. The higher NIM is the result of improved credit quality, reflected by a lower non performing loan (NPL) ratio. NIM is the difference between interest income generated by banks and the amount of interest paid out by banks to the lenders. A higher NIM implies that the bank is more profitable.

    Lanjut baca ›

  • Operational Costs Major Indonesian Banks Rise in 2016

    Operational Costs Major Indonesian Banks Rise in 2016

    Even though Indonesia's Financial Services Authority (OJK) has been eager to encourage local banks to raise efficiency, banks' ratio of operating expenses to operating income (ROEOI) has in fact risen. For example, the ROEOI of Bank Rakyat Indonesia (BRI) rose 406 basis points from 68.04 percent in March 2015 to 72.10 percent in March 2016. BRI's Finance Director Haru Koesmahargyo said the bank's higher ROEOI is caused by the bank's rising non-performing loan (NPL) ratio. In Q1-2016 BRI's NPL ratio rose 20 basis points to 2.22 percent.

    Lanjut baca ›

  • Financial Update Indonesia: Credit Growth, Bad Loans and Retail Sales

    The central bank of Indonesia projects non-performing loans (NPL) to rise to 2.4 percent of the country’s total outstanding loans by the end of the year, significantly up from 1.8 percent at the end of last year. Despite the acceleration of bad loans in Indonesia, the institution stated that it is still manageable. Meanwhile, loan growth in Indonesia is estimated to slow to 11 or 12 percent (y/y) by the end of 2014 (the slowest pace since 2010), down from 21.4 percent (y/y) in 2013 primarily due to the central bank’s monetary tightening policy.

    Lanjut baca ›

  • Indonesian Banks’ Non-Performing Loans Rising Sharply in Four Sectors

    Although Deputy Governor of the central bank of Indonesia (Bank Indonesia), Halim Alamsyah, said that the non-performing loan (NPL) level in Indonesia’s banking sector is currently safe at 2.24 percent (well below the five percent threshold which is considered safe), the institution has been monitoring the high level of NPLs in four sectors: construction, trade, mining and social services. The bank will study why the ratio has been growing - whether it is a temporary phenomenon or not - and search the correct policy approach to address this issue.

    Lanjut baca ›

  • Credit Growth in Indonesia Expected to Have Slowed to 15-17% in 2013

    The central bank of Indonesia (Bank Indonesia) expects that credit growth in Southeast Asia’s largest economy will not exceed 20 percent (year on year) by the end of December 2013. Deputy Governor of Bank Indonesia, Halim Alamsyah, stated that credit growth is likely to slow to between 15 and 17 percent (yoy) in 2013 (based on a fixed rupiah exchange rate). Credit growth especially slowed in Indonesia’s consumption and construction sectors; a trend which is expected to continue in 2014.

    Lanjut baca ›

Artikel Terbaru NPL

  • Mining in Indonesia: Concern about High Non-Performing Loan Ratio

    Mining in Indonesia: Concern about High Non-Performing Loan Ratio

    The non-performing loan (NPL) ratio in Indonesia's mining and excavation sector has risen drastically over the past year. Moreover, there seems few room for an improvement of the NPL ratio in this sector on the short term because mining and excavation companies are expected to remain amid tough conditions in the remainder of the year. The NPL ratio is a key indicator for measuring bad loans.

    Lanjut baca ›

  • What are the Best Performing Indonesian Stocks so Far in 2014?

    What are the Best Performing Indonesian Stocks so Far in 2014?

    Regarding stock trading on the Indonesia Stock Exchange, investors who focused on property, banking and infrastructure stocks have made the highest profit so far in 2014. Although all sectoral indices that are contained within the benchmark stock index of Indonesia, known as the Jakarta Composite Index (abbreviated IHSG) have shown a good performance, the three aforementioned sectoral indices stand out as the country's top performers. Indonesia's IHSG has risen 16.14 percent between 1 January and 26 May 2014.

    Lanjut baca ›

  • Bank Indonesia Raises Benchmark Interest Rate (BI Rate) to 7.50%

    Bank Indonesia decided to raise the BI rate by 25 bps to the level of 7.50 percent, with the Lending Facility rate and Deposit Facility rate raised to 7.50 percent and 5.75 percent respectively. This policy was taken in light of the persistently large current account deficit amid widespread global uncertainty. Therefore, the decision was taken in order to ensure that the current account deficit is reduced to a more sound level and inflation in 2014 returns to around 4.5±1 percent, thereby supporting sustainable economic growth.

    Lanjut baca ›

  • Fitch Ratings: Major Indonesian Banks Resilient Against Market Turmoil

    Fitch Ratings: Major Indonesian Banks Resilient Against Market Turmoil

    According to global credit rating and research agency Fitch Ratings, Indonesia's major banks are robust against the rupiah currency slide due to their low unhedged foreign currency exposure, strong loss-absorption cushions and - in some cases - foreign ownership. The slowdown in the economy will weigh on these (rated) banks' operating environment, but is unlikely to damage their credit profiles to any great extent. Below we provide Fitch Ratings' report. This report can also be accessed on their website.

    Lanjut baca ›

No business profiles with this tag