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Berita Hari Ini Health Insurance

  • Indonesia's National Health Insurance Program: Rising Financial Mismatch

    There is a growing mismatch between claims paid and premiums received by Indonesia's Healthcare and Social Security Agency (Badan Penyelenggara Jaminan Sosial, or BPJS Kesehatan). This year the deficit could reach IDR 9.8 trillion (approx. USD $731 million), leading to concern about the financial sustainability of the program and the need to search for additional and innovative ways to fund Indonesia's National Health Insurance (Jaminan Kesehatan Nasional, or JKN) program.

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  • Fitch Ratings about Indonesia's Insurance, Automotive & Motorcycle Industries

    New York-based Fitch Ratings, one of the three major global credit rating agencies, expects demand growth in Indonesia's life and non-life insurance sectors to occur over the medium term on the country's (currently still) low insurance penetration rate, improving risk awareness, and the expanding middle class segment within the rising population of Southeast Asia's largest economy. Meanwhile, the credit rating agency believes Indonesia's car and motorcycle sales will remain under pressure in 2016 due to weak consumer spending.

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  • World Bank: Lessons Learned from Indonesia's Jamkesmas Program

    The World Bank's latest report discusses healthcare. Indonesia is one of many countries that aims to achieve universal health coverage for its population. However, several challenges need to be faced and overcome in order to reach this goal, which the country hopes to achieve by 2019. Although health insurance coverage has increased significantly in Indonesia over the last decade, almost 60 percent of Indonesia's population still remains without any coverage, and out-of-pocket spending remains high even among those with coverage.

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