Bank Rakyat Indonesia

PT Bank Rakyat Indonesia Tbk (BRI) is one of the leading Indonesian commercial banks and the country's second largest lender by assets. BRI's business focus is on banking services in micro, small, and medium enterprises (MSME’s).

BRI is the oldest bank of Indonesia and was a state-owned company until 2003 when it listed 30 percent of its shares on the Indonesia Stock Exchange (IDX). It is currently one of the largest Indonesian companies in terms of market capitalization.
 

Profile

Industry Sector Finance
Industry Sub Sector Banking
Established 18 December 1968
Listed 10 November 2003
Listed company code BBRI
Listed Shares 24,422,470,380
Dividend Yes
Major Shareholders (>5%) Government of Indonesia (56.75%)
Key Subsidiaries Bank BRI Syariah
BRI Remittance Co. Ltd
Bank Rakyat Indonesia Agroniaga Ltd


Stock Quote Bank Rakyat Indonesia - BBRI:

As can be seen in the graph below, Bank Rakyat Indonesia conducted a stock split on 11 January 2011 (ratio of 1:2)

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Business Summary

Bank Rakyat Indonesia (BRI) offers a whole range of banking products and services, which include saving products, loan products (particularly micro credit, small commercial loans and consumer credit), e-banking, international business services and Islamic (Sharia) banking.

The company operates seven levels of service offices, consisting of its head office, 18 regional offices, 446 branch offices (including three overseas offices), 545 sub-branch offices, 914 cash offices, 5,000 BRI units, 1,778 teras BRI (sub-micro outlets), and 350 mobile teras BRI outlets.

Bank Rakyat Bond Summary Indonesia Investments


Bank Rakyat Indonesia's Financial Highlights:

      2008     2009     2010     2011     2012     2013
Net Interest Income
  19,651   23,049   32,889   34,427   36,484   44,106
Net Income    5,958    7,308   11,472   15,088   18,687   21,354
Income before Tax    8,822    9,891   14,908   18,756   23,860   27,910
Total Assets  246,077  316,947  404,286  469,899  551,337  626,183
Total Liabilities  223,720  289,690  367,612  420,079  486,455  546,856
Third Party Funds  201,537  255,928  333,652  384,264  450,166  504,281
Non Performing Loan Ratio    2.80%    3.52%    2.78%    2.30%    1.78%    1.55%
Capital Adequacy Ratio (CAR)   13.18%   13.20%   13.76%   14.96%   16.95%   16.99%
Earnings per Share¹²   248,50   304,75   478,36   628,91   757,26   865,22
Cash Dividend per Share¹²    84,41    88,91    93,01   122,28   225,23  

in billion IDR rupiah unless otherwise stated
¹ in IDR rupiah
² numbers adjusted to 1:2 stock split
Source: Bank Rakyat Indonesia, Annual Report 2013


Future Forecast Bank Rakyat Indonesia's Financial Highlights:

      2012    2013F    2014F    2015F
Net Interest Income
  36,484   40,927   49,805   56,908
Net Income   18,687   21,537   24,672   28,017
Earnings per Share¹²   778,93   873,00  1,000.0  1,136.0
P/E Ratio (x)     12.3     10.7      9.3      8.2

in billion IDR rupiah unless otherwise stated
¹ in IDR rupiah
² numbers adjusted to 1:2 stock split
Sources: BRI Annual Report 2012 & Investor Daily

Contact Details

BRI I Building,
Jalan Jenderal Sudirman No. 44-46,
Jakarta 10210
Phone: +62 21 251 0244
Fax: +62 21 570 0916
Email: ir@bri.co.id
www.bri.co.id

Location