Bank Central Asia

PT Bank Central Asia Tbk (BCA) is Indonesia’s largest lender by market value and the second largest bank by assets. The bank has experienced a remarkable recovery from the Asian Financial Crisis in the late 1990s when the Indonesian banking system almost went bankrupt. In terms of market capitalization, BCA is one of the largest companies in Indonesia. It provides both commercial and personal banking services through its 1000-plus branches across the country.

BCA is partly controlled by the Djarum Group, one of Indonesia’s largest conglomerates, with its businesses ranging from cigarette manufacturing to property development and management.

Profile

Industry Sector Finance
Industry Sub Sector Banking
Established 10 August 1955
Listed 31 May 2000
Listed company code BBCA
Listed Shares 24,655,010,000
Dividend Yes
Major Shareholders (>5%) FarIndo Investments (Mauritius) Ltd (47.15%)
Key Subsidiaries BCA Finance
BCA Finance Limited
Bank BCA Syariah
Dinamika Usaha Jaya


Stock Quote Bank Central Asia - BBCA:

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Business Summary

BCA offers both individual and business products and services. Its individual products and services consist of savings accounts, electronic banking, credit cards, bank assurance, investment products, consumer credit products, remittance, collection and safe deposit facilities. Its business products and services consist of BCA trade, savings accounts, working capital loans, investment loans and bank guarantees for small and medium- sized enterprises, as well as for corporate customers.


Bank Central Asia's Operational Highlights:

      2008     2009     2010     2011     2012     2013
Number of Accounts¹
   7,954    8,574    9,292   10,233   11,447   12,486
Number of Branches
     846      904      932      944    1,011    1,062
Number of ATMs      6,611    7,459    8,578   12,026   14,048
Number of Credit Cards      2,004    2,162    2,062    2,357    2,458

¹ in thousands
Source: Bank Central Asia, Annual Report 2013


Bank Central Asia's Financial Highlights:

      2008     2009     2010     2011     2012     2013
Net Income    5,776    6,807    8,479   10,820   11,721   14,254
Net Interest Income     14,009   13,921   18,054   21,238   26,425
Profit Before Tax    7,720    8,945   10,653   13,619   14,686   17,816
Operating Income   16,219   19,346   20,282   24,049   27,614   33,726
Total Assets
 245,570  282,392  324,419  381,908  442,994  496,305
Total Liabilities    254,536  290,311  339,881  391,096  432,338
Earnings per share¹     236     279     348     444     480     579
Third Party Funds  209,529  245,140  277,531  323,428  370,274  409,486
Non Performing Loan Ratio²    0.6%    0.7%    0.6%    0.5%    0.4%    0.4%
Capital Adequacy Ratio (CAR)   15.8%   15.3%   13.5%   12.7%   14.2%   15.7%
Loan to Deposit Ratio (LDR)     50.3%   55.2%   61.7%   68.6%   75.4%
Dividend per Share¹   100.0   110.0   112.5   113.5   114,50  
P/E Ratio (x)    13.8    17.4    18.4    18.0    19.0    16.6

in billion IDR rupiah, except otherwise indicated
¹ in IDR rupiah
² gross
Source: Bank Central Asia, Annual Report 2013


Future Projection of Bank Central Asia's Financial Highlights:

      2012     2013    2014F    2015F
Net Profit   11,721   14,254   14,998   16,769
Profit Before Tax   14,686   17,816   18,752   20,966
Earnings per share¹      480      579      610      682
P/E Ratio (x)     22.4     19.0     17.2     15.4

in billion IDR rupiah, except otherwise indicated
¹ in IDR rupiah
Source: Maybank Kim Eng Securities

Contact Details

Menara BCA 20th Floor, Grand Indonesia
Jalan M.H. Thamrin No. 1
Jakarta - 10310
Phone: +62 21 2358 8000
Fax: +62 21 2358 8300
www.klikbca.com

Location